INSURANCE COVERAGE

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Although most businesses and individuals have some form of insurance, few read—let alone, understand—what benefits are provided by their insurance policies. Service of a lawsuit or notice of some other loss can often be the first time a policyholder reviews his or her insurance.

While foreseeing all potential risks is impossible, LRK can assist you by reviewing your insurance policy portfolio in comparison with the unique risks you face as well as case law interpreting your insurance policies.

In the unpleasant event that you have been sued or have some other loss, LRK can assist you in obtaining what is rightfully owed you by the insurance company, whether that is a full defense through attorneys chosen by you, compensation for your damages, or other policy benefits.

Not only are we responsible for published cornerstone insurance coverage decisions vindicating policyholders’ rights in state and federal trial and appellate courts, we have also achieved, without litigation, many more successful outcomes for our policyholder clients.

The firm devotes its substantial and sophisticated practice to litigation, interpretation and consultation regarding all lines of insurance policies and related contracts. We represent insureds in complex, small to large exposure coverage disputes, providing coverage analyses, opinions and litigation services.

ADDITIONAL AREAS  OF  COVERAGE

• Intellectual Property
  

• EPLI Liability
  

• Directors and Officers Liability
  

We represent insureds in coverage litigation and provide opinions and advice involving:

• Insurance coverage for intellectual property litigation (patents, copyrights, trademarks, trade names, licenses and trade secrets) which includes analysis of “advertising injury” or “personal injury” policy provisions, analysis of claims asserted and obtaining defense of insureds;
  

• Insurance coverage for employment practices claims including wrongful termination, sexual harassment, employment discrimination, Federal Title VII and EEOC, State Fair Employment and Housing Act, employment contract claims and age discrimination claims;
  

• The rights and obligations of parties under directors and officers liability policies;
  

• Claims involving the interpretation of excess and umbrella policies, including “drop down” issues;
  

• Insurance coverage for securities litigation, antitrust litigation, and business litigation;
  

• Business interruption and similar insurance;
  

• Interpretation of errors and omissions policies, including policies issued to lawyers, accountants, insurance agents and real estate agents.